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February 26th, 2024

Insurance Roof Replacements From Weather Events and How We Help Our Customers

Insurance companies receive thousands of claims every year for damages to roofs as a result of bad weather. It could be hail damage, wind damage, or damage from falling tree limbs or full trees. Insurance companies don’t like to pay out on claims if they can avoid it, and when they do pay out, they try to pay as little as possible. If you have weather damage to your roof and want to file a claim, contact us. We can help.

How A Step Above Roofing Can Help

Hire us to come look at the damages. We can take pictures, write out an estimate based on current materials pricing to restore and replace the roof, provide comparisons for materials and competitors pricing in the same area, and then compile the file and send it to your insurance company directly. The only thing you have to do is start the claim and forward the digital file we create for your claim. 

If the Company Resists, We Can Still Help

If your insurance company still refuses to pay for the roof after your deductible, we can contact them on your behalf to ask why. Sometimes it’s just a matter of tweaking some small estimate to get them to agree. We work for you while we work with them to get your claim accepted and processed. When there is significant damage to the roof and the home is unlivable until the roof is replaced, the insurance company cannot legally refuse a claim, especially when the cause is an “act of God” and not something you could have prevented. 

When the roof doesn’t need a full replacement, we can still help with filing a claim to replace the shingles or other parts that need replacing. Give us a call today to get started.